Here are some of the most innovative and simple applications available right now:
One of the biggest online payments companies, PayPal can be used to transfer money to friends, pay for online shopping, split the cost of a meal, etc. Users can link their credit cards or bank accounts to the app. Although, in case of using credit cards, fees are considerably higher. Unlike many other payment apps, PayPal has a wallet that allows users to hold money in PayPal without withdrawing it to a bank account.

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